Auto Financing near Cedar Rapids and Marion, Iowa
Apply Online for a Car Loan at Houdek Auto Center
Get pre approval for an auto loan in minutes with Houdek Auto Center, the best used car dealership near Cedar Rapids. Our quick and easy car loan approval process is designed to save you precious time and get you behind the wheel of your new car faster.
Fill out the form below and secure the best auto loan rate regardless of your credit history.
Are you applying for financing for yourself, or jointly with a co-borrower?
Online pre-approvals are fast and easy
Good credit, bad credit, any credit
You can trust us with your credit. Regardless of your credit history, we will have financial institutions competing for your business to secure the best loan rate for you.
Save time by applying online
Ensure you're informed before heading out! Obtaining financing in advance eliminates the need to negotiate financing at the dealership, reducing pressure and hassle and making the process more convenient for you.
Get behind the wheel fast
When you get approved, you’ve eliminated the unknown and are on the road for new adventures. With knowledge of your monthly payment, you can shop with confidence and ease.
Auto Financing FAQs
Answers to common questions about financing a used car, truck or SUV at Houdek Auto Center in Marion, IA.
Can I get a car loan with bad credit near Cedar Rapids?
Yes. Houdek Auto Center works with drivers with good credit, bad credit and any credit. Submit the secure application above and we'll send it to the financial institutions we work with, so lenders compete for your business.
Can I apply for financing as a first-time buyer?
Yes. First-time buyers and drivers with a limited credit history are welcome to apply online. Call us at (319) 447-6355 if you have questions before you start.
Can I apply with a co-borrower?
Yes. Our application lets you apply on your own or jointly with a co-borrower, such as a spouse or family member.
How fast is online pre-approval?
Online pre-approvals are fast and easy. Once you submit your application, our team follows up to go over your options.
Why should I get pre-approved before visiting?
Getting financing lined up in advance means you know your budget before you shop, with less time and less pressure at the dealership. Browse our used cars, trucks and SUVs with your numbers in hand.
How can I estimate my monthly payment?
Use our car loan calculator to see how price, down payment, term and rate affect your monthly payment.
Can I use my trade-in as a down payment?
Yes. Value your trade-in online and apply it toward your purchase to lower the amount you finance.
What should I bring when I come in to finalize my loan?
It helps to bring a valid driver's license, proof of income and proof of residence. If you're trading in a vehicle, bring its title or your lender's payoff information.
Do you offer extended service contracts?
Yes. Houdek Auto Center offers extended service contracts to help protect your investment. Ask our team for details, and see our exchange policy.